When there is a drop in the price of stone, whether in Paris or in provincial towns, we can rightly ask if this is the right time to buy, or to sell before a possible real estate crisis in France, which would plunge prices. Added to this is the dreadful dilemma of remaining a homeowner or becoming a tenant, waiting […]
Debt restructuring is nothing but a change in the repayment terms of a loan. Restructuring is guaranteed to bank customers under banking law: The bank should, at the request of the borrower, allow the debt to be restructured by changing the terms and dates of repayment specified in the contract, if it is justified by the bank’s assessment of the […]
Loan insurance delegation: a quick tip: quickly tell your bank that you choose this solution! 1 – When the banker will make a proposal for rates and financing for your mortgage, he will also propose his group insurance contract. 2 – As soon as you have the cost of insurance that the bank offers, then call your insurance broker borrower […]
The average personal debt increased by 6% in 2012 to 27,485 per person, and many people chose to tackle it by taking credit lines in order to avoid the high interest rates that often come with credit card. Interest rates are generally between 1% and 3% above the prime rate of the bank, against up to 28% for some large […]
An estimate means a written document by which a professional (supplier or service provider) proposes an offer of sale of goods or services by indicating the price and the detail of the offer. To take out loan insurance, you must understand the quote that is sent to you. All the explanations. More on quote insurance borrower A borrower insurance allows […]
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